What We Offer
We offer a wide range of financial services, including investment advice (local and offshore), retirement planning, wealth management and estate planning.
ONE
Savings and Investments
We all know that keeping lump sums of money in a bank account for an extended period of time doesn’t make good financial sense. But what are your other options? A well-constructed investment portfolio will take your life-stage and needs into account, allowing you to maximise your investment returns.
TWO
Retirement Planning
Everyone needs a retirement plan, and it is never too late or too soon to start. As the old adage goes, “failing to plan is planning to fail”. Depending on your age, you may feel that retirement is a distant dream, or a fast-approaching reality. Or perhaps you think retirement is an outdated concept, with many people now working well beyond what is considered “retirement age”. No matter your views on retirement, most people agree that the day will likely come when one cannot – or may not want to – rely on your personal productive capacity to fund your lifestyle. What then? Our goal is to put together a realistic plan for your circumstances, so that you can continue to live your best life well into your retirement years.
THREE
Ready to Retire?
Your working career has come to an end. This is an extremely important moment; the decisions you make now can fundamentally impact the quality of the rest of your life. There may be a number of companies and groups offering to help you make these decisions, and there can be a strong temptation to “go with the flow”. We believe that this is one of the most important junctures to consult independent financial advice. The ideal outcome is to form a lasting relationship with an advisory firm who you trust. This trust relationship is key to spending your retirement years with peace of mind that you are financially secure.
FOUR
Estate Planning and Wills
Have you fully considered the financial position of your loved ones in the event of your death? Having an up-to-date, original and signed copy of your will is essential, but it is just one step in the process. Winding up an estate can be a very long process – a year or more – and your dependents will need access to cash during this period. When the estate is eventually wound up, they will also need sufficient cash to settle the taxes associated with a deceased estate. Good estate planning ensures that your loved ones need not navigate a financial minefield while grieving your loss.
FIVE
Wealth Management
You’re looking for a long-term relationship with an expert you trust. You are looking for transparency and regular, concise reporting. You want peace of mind that, while you’re busy doing what you do, someone else wakes up each morning and focuses on making your money work for you.
SIX
For businesses: Retirement savings for employees
No employer wants to see long-standing employees reach retirement age with insufficient retirement savings. Employers are in a unique position to facilitate retirement savings for employees, and there are so many benefits for the employee, while the relative cost to the employer is small. If you don’t have a plan, it’s time to get one. And if you already have one, have you recently reviewed your approach? The group retirement savings landscape has evolved significantly over the past few decades. We work with leading providers of Group Retirement Annuities and Umbrella Funds.
SEVEN
Support Through Loss
Perhaps your significant other used to take care of your finances. Now they’re gone, and you don’t know where to turn. Perhaps you’re a young adult who has recently lost your parents, and now you need to make some very grown-up decisions regarding their deceased estates. You don’t know who to trust, and you’re struggling with your immense loss. The jargon of the investment world can be overwhelming, and you want clear direction and peace of mind that you are doing the right thing.
EIGHT
Financial Coaching
Perhaps you’re getting along just fine with your finances, but you often wonder if you should be doing something differently? Maybe you want to save more, but you’re caught up in the day-to-day grind of life and you haven’t managed to get your financial ducks in a row. Or perhaps you’re facing a big financial decision, and you’re getting contradictory advice from family and friends. Then there are those little habits that sabotage your good intentions when it comes to saving more…